Infinity Insurance Broker is dedicated to creating a comprehensive and impressive healthcare experience.
We thoroughly select health insurance plans that offer maximum coverage and cater to all your healthcare needs.
With over 20 years of experience in the health insurance industry,
our expertise and understanding of our client's concerns set us apart.
Our team of experts is delighted to guide you through every step of the insurance selection process.
We compare plans from reputable health insurance companies and provide you with exclusive offers,
ensuring you receive the protection that best fits your needs and preferences with the most convenience.
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Typically, health insurance plans commonly divide coverage into two types:
1. Lump Sum Payment: This type sets a predetermined amount of coverage for all medical expenses annually, including costs for examinations, hospital treatment, surgeries, and others, excluding room charges.
Expenses are typically bundled together and not itemized, though there may be conditions specifying details and additional coverage limits for specific treatments.
2. Separate Expense Reimbursement: This type separates coverage into categories and specifies coverage limits for each, such as room charges, examination fees, surgery costs, and doctor consultation fees. The coverage limits depend on the chosen health insurance plan.
Policyholders can use their health insurance benefits at any hospital, as long as they do not exceed the coverage limit specified in the policy. They can receive treatment without having to make any upfront payments if they seek treatment at a network hospital affiliated with the insurance company.
Policyholders can verify the list of network hospitals in their insurance policy or on the insurance company's website and inquire about coverage details and conditions from our expert staff.
*Details of coverage, conditions, and exclusions are specified in the insurance policy. Policyholders should understand the coverage details and conditions before making any insurance decisions.