Personal Health Insurance

Generally, health insurance covers most diseases, but there are exceptions.
It typically does not cover pre-existing conditions that have not been fully treated, certain severe illnesses, sexually transmitted diseases,
or psychiatric disorders.

However, we recommend studying the general exclusions of the insurance policy beforehand when purchasing health insurance.
It's important to disclose your health information truthfully to aid in the insurance consideration process and to prevent future issues.

*The coverage details, terms, and exclusions are specified in the insurance policy. Prospective policyholders should thoroughly understand the coverage details and terms before deciding to purchase insurance.

Out-patient Benefits cover cases where the insured receives treatment without being admitted to the hospital.
This coverage, often referred to as OPD, is not included in every health insurance plan.
However, the insured can choose to purchase additional benefits that closely match their needs.
You can inquire about the details of health insurance plans from our expert staff.

*The coverage details, terms, and exclusions are specified in the insurance policy. Prospective policyholders should thoroughly understand the coverage details and terms before deciding to purchase insurance.

You can receive medical treatment for illnesses or injuries without paying upfront at hospitals within your insurance company's network,
subject to the terms and conditions of your policy and company. Simply present your ID card or health insurance card
to verify your eligibility before receiving treatment. If any medical expenses exceed the policy coverage,
the hospital will charge the insured directly for the excess amount.

You can check the list of your insurance company's network hospitals in your insurance policy or on the company's website.
For more details about coverage terms, you can consult our expert staff.

*Coverage details, terms, and exclusions are specified in the insurance policy. Prospective policyholders should thoroughly understand the coverage details and terms before deciding to purchase insurance.

Most health insurance policies have a waiting period of about 30-120 days from the policy's effective date
during which coverage is not provided. You will receive coverage under the terms and conditions of the policy
once this waiting period has elapsed.

*Coverage details, terms, and exclusions are specified in the insurance policy. Prospective policyholders should thoroughly understand the coverage details and terms before deciding to purchase insurance.

Even if your company provides group health insurance benefits to employees, you can still opt for additional personal health insurance.
This could be beneficial if the existing coverage is insufficient and you need to increase coverage limits or enhance benefits further.

Infinity Insurance Broker offers top-up insurance plans that complement your existing benefits,
ensuring comprehensive coverage tailored to your needs. For more information, feel free to contact our expert advisors at
info@infinbroker.com or through our LINE Official Account : @eox9686y