Car insurance consists of two types:
1. Compulsory motor insurance, which is mandated by law to protect accident victims from vehicles. This type of insurance is required for all types of vehicles to cover medical expenses,
compensate for death or disability, and provide legal liability coverage for accident victims.
2. Voluntary motor insurance, which is an additional option for car owners, vehicle owners, or drivers to manage financial risks. This type of insurance provides additional coverage beyond the compulsory insurance to cover damages to the vehicle or liability towards third parties.